A lawyer who knows TNC insurance layering
Uber and Lyft coverage shifts based on whether the app was off, waiting for a ride request, en route, or actively transporting. We know which layer applies and how to force the carrier to honor it.
Uber & Lyft accident lawyers
untangling rideshare insurance.
Rideshare crashes involve overlapping insurance policies, app status data, and Florida-specific TNC rules. We know exactly which carrier is on the hook — and how to make them pay.
Millions+
Recovered for Clients
5,000+
Individuals Helped
4.9
Google Rating
Layered policies. Real recoveries.
Built for rideshare cases.
What sets a rideshare claim apart — understanding the $1M Uber/Lyft policy, driver-app status, and Florida TNC law.
01
20+
Years of experience
02
$Millions+
Recovered
03
No Fee Unless We Recover
Promise
What to do after an
Uber or Lyft accident in South Florida.
Rideshare claims live or die on details from the app and the scene. The driver's app status at impact, the trip ID, and the insurance layer that applies all flow from documentation collected in the first hour.
- 01
Get medical attention immediately
Same-day medical care is the foundation of every rideshare claim. Adrenaline hides head, neck, and spinal injuries that surface hours later — and gaps in treatment are the first thing rideshare insurers attack.
- 02
Screenshot the entire ride in the app
Trip ID, driver name, vehicle, pickup and drop-off, and the time stamps. The app status at the moment of the crash decides which insurance applies — do not skip this step.
- 03
Always get a police report
Both Uber and Lyft expect a police-documented crash. The report locks in driver statements, fault assessment, and the at-fault vehicle's insurance information. Never decline one.
- 04
Photograph vehicles, plates, and the scene
Multiple cars often share fault in rideshare crashes. Photograph every vehicle, plate, the rideshare emblem on the windshield, the scene, and any visible injuries before the rideshare driver leaves.
- 05
Talk to a lawyer before signing anything
Uber and Lyft maintain $1M liability policies that activate based on app status. The carriers move fast with low early offers. A free consultation costs nothing and protects every layer of coverage.
— The app data is decisive
Lock it down today.
Why hire a rideshare accident
attorney in South Florida.
A rideshare claim is not a regular auto claim. App status, multiple carriers, and contractor-versus-employee arguments mean the rules change at every step. Hiring counsel built for those mechanics is how victims actually get paid.
Identifying every responsible party
A rideshare crash can involve the rideshare driver, a third-party driver, the rideshare company itself, and sometimes the driver's personal carrier. Missing a defendant means leaving recovery on the table.
Florida TNC law on our side
Fla. Stat. § 627.748 requires $1M in liability coverage when a rideshare driver is on a trip. We use that statute — and the carriers' own policies — to maximize what you recover.
Trial-ready leverage
Uber, Lyft, and their carriers settle fastest with firms that file suit and try TNC cases. Decades of South Florida courtroom work translate into measurably better offers.
What damages are available
in a rideshare accident claim?
Rideshare claims unlock multiple insurance layers most victims don't know exist. A correctly built case captures every available source — from the rideshare $1M policy to UM/UIM coverage to the driver's personal policy.
Economic damages
Hospital bills, surgeries, ongoing treatment, rehabilitation, and lost wages. Because the at-fault driver's coverage stacks with Uber/Lyft policy layers, the pool available for medical recovery is often substantial.
Non-economic damages
Pain and suffering, emotional distress, loss of consortium, and the effect of injury on daily life. These damages are recoverable from the same TNC layer once liability is established.
UM/UIM coverage
If the at-fault party is uninsured or underinsured, Florida law requires Uber and Lyft to provide $1M in uninsured-motorist coverage during active trips. Many riders don't know this exists — we make sure it's claimed.
How we help you
win your rideshare case.
Rideshare claims demand careful sequencing — app data first, then liability, then coverage mapping. Our four-stage process is built around exactly that.
01
App Data & Scene Preservation
The first 72 hours
We subpoena the trip data from Uber or Lyft, confirm app status at impact, secure dashcam and traffic-cam footage, and lock in witness statements. The trip ID and driver-status timestamps decide which insurance layer applies.
02
Mapping The Coverage Stack
Where the money comes from
Rideshare crashes typically involve the at-fault driver's policy, the rideshare $1M liability or contingent layer, sometimes the rideshare driver's personal carrier, and UM/UIM coverage. We map every layer before negotiating.
03
Accurate Damage Assessment
Full picture of the harm
We compile every medical bill, lost wage statement, and expert opinion on future care so the demand reflects the full impact — not the lowball numbers the rideshare carriers' adjusters quote first.
04
Trial-Ready Litigation
When the offer doesn’t match the harm
Uber, Lyft, and their carriers track which firms file suit and try cases. Decades of South Florida trial experience translate into measurably better offers, even when trial isn't necessary.
Get every layer of coverage on the table.
Start your free case reviewMost rideshare crashes
come down to driver error.
Whether it's the rideshare driver or a third party at fault, establishing cause is what unlocks liability — and liability is what unlocks the right insurance layer under Florida's TNC statute.
01 — Cause
Distracted Driving
Rideshare drivers juggle the app, GPS, and incoming requests. Phone records and app interaction logs often build the case.
02 — Cause
Driver Fatigue
Many Uber and Lyft drivers work long shifts after a second job. Fatigue-caused crashes raise the question of negligent dispatch.
03 — Cause
Speeding & Aggressive Driving
Drivers under surge-pricing pressure or app-time quotas often push speed limits. GPS data can corroborate.
04 — Cause
Third-Party Negligence
When the other driver caused the crash, the rideshare carrier's contingent or UM coverage often steps in for passengers.
Florida TNC law (Fla. Stat. § 627.748) sets the floor for rideshare coverage — we make sure it's honored.
Every kind of
rideshare accident case.
We handle the full range of Uber, Lyft, and delivery-app cases in South Florida — passenger, driver, third party, single vehicle, or multi-policy.
Who Was Injured
Rideshare crashes can injure passengers, drivers, or third parties — each scenario triggers different policies and procedure.
Passenger Injuries
You were riding in an Uber or Lyft when the crash occurred. The rideshare $1M policy is in play for the entire active trip.
Rideshare Driver Injuries
You were driving for Uber or Lyft when another vehicle hit you. UM/UIM coverage and personal policy interplay become central.
Third-Party Vehicles
You were in another car or on foot when a rideshare driver hit you. App status decides whether the rideshare policy is primary.
Complex Cases
Some rideshare crashes involve multiple policies, contractor disputes, or app-data fights. Strategy and procedure change accordingly.
Multi-Vehicle Crashes
Three or more vehicles plus a rideshare driver. Apportioning fault across drivers determines which carriers pay and how much.
Hit-and-Run Involving Rideshare
The at-fault driver fled, but the rideshare UM coverage may apply during active trips. Fast action preserves the claim.
Delivery App Crashes
Uber Eats, DoorDash, Instacart. Many of the same coverage rules apply, plus per-platform terms that change the analysis.
— No matter how complex your case is
We're ready to help.
What are common injuries
in rideshare accidents?
Rideshare passengers often have no warning before impact and brace poorly — producing classic acceleration-deceleration injuries. Early documentation matters for both health and case value.
01 — Injury
Whiplash & Neck Injuries
Sudden deceleration injuries that often surface 24-72 hours later. The most common rideshare injury — and the most often undervalued.
02 — Injury
Traumatic Brain Injury
Concussions and TBIs from impact with the seat, door, or window. Symptoms may delay; same-day documentation is critical.
03 — Injury
Spinal & Disc Injuries
Herniated discs and nerve damage. Long recovery, frequent surgery, and lasting effect on earning capacity.
04 — Injury
Fractures
Ribs, wrists, ankles, and facial bones — common in side and rear-end rideshare crashes.
05 — Injury
Soft Tissue Damage
Muscle, ligament, and tendon strains that progress for weeks. Insurers love to undervalue these — documentation is everything.
06 — Injury
Internal Injuries
Crush injuries cause internal bleeding that may not present symptoms for hours. ER evaluation the same day is essential.
What compensation
can you recover?
Rideshare carriers maintain $1M liability and $1M UM coverage on active trips. Done right, that means more available recovery than in most ordinary auto crashes — if the claim is built correctly.
The bills you see today.
Immediate, calculable losses in the weeks after the crash.
- Emergency room and hospital bills
- Surgery, physical therapy, and follow-up
- Lost wages during recovery
- Damaged personal property and devices
The cost that lasts.
Future losses and life-changing effects belong in the claim too.
- Future medical care and ongoing treatment
- Reduced earning capacity and career impact
- Pain and suffering, emotional distress
- Long-term effect on quality of life
Find out what your rideshare case could be worth.
Speak with a lawyer about recovery— Florida Statute § 627.748
Up to $1,000,000 in TNC coverage on active trips.
Five reasons
to hire OneCallLegal.
Rideshare claims demand a firm that knows TNC law, can unlock every coverage layer, and stands up to Uber and Lyft's defense counsel. That's what we've built in South Florida.
- 01
TNC insurance expertise
Florida's Transportation Network Company statute and the Uber/Lyft policies have specific triggers. We know exactly which one applies to your case and how to compel the right carrier to step up.
- 02
Premier medical care up-front
We connect rideshare clients with specialists on letters of protection so there's no out-of-pocket cost while the case is pending. Better treatment, better records, better outcome.
- 03
Every defendant identified
Rideshare driver, third-party driver, rideshare company, sometimes the driver's personal carrier — each carries separate coverage. We map all of it so nothing is left on the table.
- 04
Negotiation leverage built over decades
Uber, Lyft, and their carriers respond to firms that file suit and try cases. Our South Florida trial record translates directly into measurably better offers.
- 05
No fee unless we recover compensation
We work on a contingency fee. You pay nothing up-front, and our fee is a percentage of what we recover — if we don’t recover compensation, you owe no attorney's fees.
Find out what your rideshare case is really worth.
Request a free consultationInsurance Impact
How insurance can
impact your rideshare claim.
Rideshare coverage is layered. Uber and Lyft maintain $1 million in liability when the driver is actively on a trip, lower limits when the app is on but no trip is matched, and nothing when the app is off. The carriers know exactly how to argue which layer applies.
Strategic representation makes sure the right layer is unlocked and that no carrier waves the case off. Florida TNC law gives us the tools — we just have to use them.
$1M
TNC limit on trips
3
App status tiers
All
Communication
How long do you have
to file a claim?
In Florida, the statute of limitations for a rideshare accident personal injury claim is two years from the date of the crash under Fla. Stat. § 95.11 (as amended in 2023).
The practical deadline is much shorter. Trip data, app status logs, and dashcam footage all have to be preserved before they roll over. Getting counsel involved in the first week is what locks the case down.
2yr
Statute of limitations
App data
Preserve fast
Sooner
The Better
David Stuart Seltzer
Managing Partner
Millions+ recovered for rideshare clients.
— A track record across South Florida courts
Why choose OneCallLegal
for your rideshare lawyer.
— Built for TNC claims. Trusted by the courts.
Uber, Lyft, and their carriers settle hardest with firms that know TNC law, can subpoena app data, and file suit when offers fall short. Four reasons clients trust us with their rideshare claims.
- 01
TNC & Insurance Expertise
Deep familiarity with Florida’s rideshare statute and Uber/Lyft policies.
- 02
Resources To Subpoena App Data
Preservation demands and trip-data subpoenas on day one.
- 03
No Fee Unless We Recover
You don’t pay attorney’s fees unless we recover compensation for you.
- 04
Trial Record, Not Just Settlement
A documented record of taking rideshare cases to verdict.
Speak with a rideshare
accident lawyer today.
Have you or a family member been hurt in an Uber or Lyft crash in South Florida?
Contact our team for immediate legal assistance. We'll subpoena the trip records, identify which insurance layer applies, and pursue every carrier on the hook. You may be entitled to compensation for medical bills, lost wages, and pain and suffering.
The consultation is free. We come to the hospital, your home, or wherever works for you. Call now — before the carriers' adjusters get to you first.
Free
Consultation
No
Obligation
24 / 7
Available
Frequently asked
questions.
Plain-English answers to the questions rideshare clients ask most often in their first call with us. If yours isn't here, the consultation is free.
Our rideshare cases are handled on a contingency fee basis. You pay nothing up-front, and we only collect a fee if we recover compensation for you. The initial consultation is free.
It depends on app status at the time of the crash. If the rideshare driver was actively on a trip, Uber and Lyft maintain $1M liability coverage under Florida Statute § 627.748. The at-fault driver's policy may also apply. If they were uninsured, the rideshare $1M UM/UIM coverage kicks in.
Almost always. Florida passengers in rideshare vehicles are protected by the $1M TNC policy throughout an active trip. The biggest issue is identifying who was at fault and which carriers respond — which is exactly what we handle.
Florida’s statute of limitations for rideshare personal injury is two years from the date of the crash, under Fla. Stat. § 95.11 (as amended in 2023). The practical deadline is much shorter because trip data must be preserved quickly.
Florida uses a modified comparative-fault rule. You can still recover if you were less than 51% at fault, with your award reduced by your percentage. Anything you say to the carrier can be used against you — route all communication through counsel.
Bring whatever you have. We'll subpoena the rest.
- Trip screenshots and trip ID
- Police report
- Medical records & bills
- Photos of vehicles & scene
— Still have questions?
Speak directly with a rideshare attorney. Your consultation is free.
We also handle
these cases.
Many rideshare clients have claims that overlap other practice areas. We handle them all in-house, so your case never gets handed off.
Car Accidents
Crashes involving passenger vehicles across South Florida.
Learn more
Truck Accidents
Commercial vehicle claims with federal regulations in play.
Learn more
Motorcycle Accidents
Defending riders against bias and aggressive insurers.
Learn more
Slip & Fall
Premises liability against negligent property owners.
Learn more