Florida leads the nation in cyclist fatalities. Under Fla. Stat. § 316.2065, cyclists generally have the same rights and duties as drivers under Florida’s traffic laws, subject to bicycle-specific rules. We know how to enforce them.
What sets a cyclist claim apart — Florida PIP for cyclists, the 3-foot passing rule, and aggressive carrier bias against riders.
Cyclist cases live or die on what gets documented in the first hour. Police report, scene photos, witnesses, and same-day medical care set the ceiling on recovery before the carrier ever picks up the phone.
Florida law treats bicycle crashes like motor-vehicle crashes. Stay put, call 911, and wait for officers. A police report locks in the driver’s identity, insurance, and statements before anyone has a chance to change the story.
Adrenaline masks head injuries, internal bleeding, and spinal damage for hours. Same-day evaluation is the foundation of every cyclist claim and the first thing insurers attack when there’s a treatment gap.
Pictures of road position, skid marks, your bicycle, the driver’s vehicle, license plate, and any visible injuries. The driver’s carrier will argue you were where you shouldn’t have been — photos defeat that.
Names, phone numbers, the driver’s license, registration, and full insurance details. Cyclists are often blamed reflexively — independent witnesses are decisive in proving the driver’s fault.
The driver’s adjuster will call within days, sound friendly, and try to lock in a recorded statement or quick settlement. Anything you say can be used to argue comparative fault. Speak with an attorney first — our consultation is free.
Lock it down today.
A cyclist claim is not a regular auto claim. PIP applicability, helmet-law tactics, and engrained bias against riders mean the dynamics shift at every step. Hiring counsel who understands the unique mechanics of cyclist claims can make a real difference in pursuing the compensation an injured rider deserves.
Under Fla. Stat. § 627.736, Florida PIP can follow the person, not just the vehicle. If you or a qualifying household member has applicable PIP coverage, that policy may provide medical and disability benefits even though you were riding a bicycle. Most clients are surprised to learn this exists.
Insurers can reflexively blame the cyclist — wrong lane, no helmet, ran the light. A practiced bicycle attorney builds the file (witnesses, reconstruction, video) to defeat that bias before the carrier ever floats a number.
Florida requires bicycle helmets for riders under 16. But Florida law also provides that failure to wear a bicycle helmet may not be considered evidence of negligence or contributory negligence. We know how to keep that argument out — and how to limit comparative fault under Fla. Stat. § 768.81.
Driver auto liability, your own auto and UM/UIM, household policies, and sometimes umbrella coverage. Cyclist claims unlock more layers than victims realize — missing one means leaving recovery on the table.
Cyclist claims unlock multiple insurance layers most victims don’t know exist — from PIP that follows the person, to the driver’s liability, to your own UM/UIM coverage.
Emergency care, surgery, rehabilitation, physical therapy, and lost wages. Florida PIP may cover eligible medical and disability benefits, while additional damages may be pursued through applicable liability or UM/UIM coverage.
Non-economic damages for pain, emotional distress, permanent scarring, road-rash disfigurement, and reduced quality of life. Future medical care and long-term effect on earning capacity belong in the demand too.
If the driver is uninsured, underinsured, or fled the scene, your own uninsured-motorist coverage — and sometimes a household member’s — protects you. Many cyclists don’t realize this applies to a bike crash.
Bicycle claims demand careful sequencing — bike preservation first, then medical documentation, then coverage mapping. Our four-stage process is built around exactly that.
The first 72 hours
We preserve the bicycle exactly as it was after impact, secure the police report, subpoena nearby traffic-cam and business surveillance footage, and lock in witness statements. Damage to the bike often tells the reconstruction story carriers want to bury.
Building the injury record
We connect you with specialists, coordinate diagnostic imaging, and document every injury — including the road rash, soft-tissue damage, and concussion symptoms that surface later. Strong records can defeat the insurer’s undervaluation playbook.
Full picture of the harm
We compile every medical bill, lost-wage statement, future-care projection, and pain-and-suffering exhibit so the demand reflects the full impact — not a lowball quote the driver’s carrier opens with.
When the offer doesn’t match the harm
Auto carriers track which firms file suit and try cyclist cases. Decades of South Florida trial experience translate into measurably better offers — even when trial isn’t necessary.
Get every layer of coverage on the table.
Start your free case reviewFlorida law generally gives cyclists the same rights and duties as other drivers under the state’s traffic laws, subject to bicycle-specific rules. Cyclists have the same right to the road — and substantially the same statutory protections — as anyone behind the wheel. We use those statutes to defeat the carrier’s standard cyclist-blame defense.
Bicycle regulations — cyclists have functionally the same rights and duties as drivers of motor vehicles, with riding-with-traffic and equipment requirements.
Fla. Stat. § 316.083 requires motorists to give cyclists at least three feet of clearance when passing. Violation of the three-foot passing rule can be evidence of negligence.
Florida PIP can cover an insured cyclist who is struck by a motor vehicle even though the cyclist was not occupying a car. A cyclist struck by a motor vehicle may qualify for PIP through their own auto policy or, in some circumstances, a household member’s policy.
Florida generally gives a person two years to bring a negligence claim arising from a bicycle crash. Under Florida’s modified comparative-fault law, a claimant found more than 50% at fault generally cannot recover damages.
Florida bicycle law (Fla. Stat. § 316.2065) sets the floor for cyclist rights — we make sure it’s honored.
We handle the full range of cyclist cases across Miami-Dade, Broward, and Palm Beach — from doorings and right hooks to fatal hit-and-run crashes.
The most common bicycle crashes come from drivers failing to see, yield to, or pass cyclists safely — each carries its own liability theory.
A driver turns right across the cyclist’s path of travel. Classic failure-to-yield case under the 3-foot passing rule and § 316.151.
A driver turns left across oncoming traffic and strikes the cyclist. Despite often being the fault of the driver, carriers may still attempt to dispute speed.
A distracted or speeding driver hits a cyclist from behind. Often catastrophic and almost universally the driver’s liability.
Miami’s street grid, dense bike lanes, and parked-car corridors create a different category of cyclist crash — with different defendants.
A driver or passenger opens a door into the bike lane. Fla. Stat. § 316.2005 puts the duty squarely on the vehicle occupant.
A driver runs a stop sign, light, or fails to yield at a marked crossing. Police report and signal-cam footage usually decide it.
Drivers crossing or parking in a marked bike lane. The geometry of the lane and the driver’s position prove fault.
Some cyclist cases involve fleeing drivers, distracted-driving evidence, or multi-vehicle dynamics. Strategy and procedure shift accordingly.
The driver fled the scene. Your own UM coverage and rapid scene investigation become central to recovery.
Phone records, app interaction logs, and dashcam footage build the case — both for liability and punitive exposure.
When a cyclist is killed or permanently disabled, every coverage layer must be identified and pursued. Florida leads the nation in cyclist fatalities.
We’re ready to help.
Cyclists have no crumple zone, no airbags, and minimal protective equipment. Even a low-speed strike can produce catastrophic injury — early documentation matters for both health and case value.
Concussions, contusions, and severe TBIs occur even with a helmet. Same-day neurological evaluation is essential because symptoms can take days to surface.
Direct impact with the pavement or vehicle commonly fractures the jaw, orbital bone, and teeth. Reconstructive costs are substantial.
One of the most common cyclist orthopedic injuries — broken collarbone, separated shoulder, and rotator cuff damage from bracing on impact.
Severe abrasions, infection risk, and permanent disfigurement. Cosmetic and reconstructive treatment factor into non-economic damages.
Herniated discs, vertebral fractures, and paralysis. Long recovery, frequent surgery, and lasting impact on earning capacity.
Side-impact and rear-end strikes routinely fracture the pelvis or hip. Surgical repair, immobility, and long-term mobility loss are common.
Handlebar impact causes internal bleeding and organ damage that may not present for hours. ER evaluation the same day is essential.
Florida leads the nation in cyclist fatalities. Qualifying survivors may recover wrongful-death damages through an action brought by the decedent’s personal representative under Florida’s Wrongful Death Act.
Cyclist claims open up your own PIP, the driver’s liability, UM/UIM, and sometimes household policies. Done right, that means more available recovery than victims realize — if the claim is built correctly.
Immediate, calculable losses in the weeks after the crash.
Future losses and life-changing effects belong in the claim too.
Find out what your bicycle case could be worth.
Speak with a lawyer about recoveryCyclists have the same right to use Florida roads as other drivers, subject to bicycle-specific traffic rules.
Bicycle claims demand a firm that knows cyclist law, can unlock every coverage layer, and stands up to insurer bias against riders. That’s what we’ve built in South Florida.
Most cyclists are surprised to learn that their own auto PIP — or, in some circumstances, a household member’s — may provide medical and disability benefits after a bicycle crash. We unlock that coverage from day one.
Florida requires bicycle helmets for riders under 16. But Florida law provides that failure to wear a helmet may not be considered evidence of negligence or contributory negligence. We know how to keep that out and limit comparative-fault arguments under Fla. Stat. § 768.81.
Driver liability, your own auto and UM/UIM, household policies, umbrella coverage — cyclist crashes unlock more layers than victims realize. Missing one means leaving recovery on the table.
Bicycle damage, road geometry, and skid marks tell the reconstruction story. We engage the right experts to defeat the driver’s carrier’s standard cyclist-blame defense.
Cyclist injuries are typically catastrophic — TBI, fractures, road rash, permanent scarring. We document future-care needs and non-economic damages to capture the full impact, not the carrier’s opening number.
Find out what your bicycle case is really worth.
Request a free consultationCyclist coverage is layered. If applicable PIP coverage exists, a cyclist struck by a motor vehicle may be entitled to PIP medical and disability benefits even though the cyclist was not riding in a car. The driver’s bodily injury coverage can then come into play once liability is established.
UM/UIM stacking, household auto policies, and umbrella coverage can all apply — especially if the driver was uninsured or fled. Strategic representation makes sure every layer is identified and pursued.
In Florida, many bicycle accident injury claims based on negligence are subject to a two-year statute of limitations under Fla. Stat. § 95.11. The applicable deadline can vary depending on the claims involved, when the cause of action accrued, and whether any statutory exceptions or tolling provisions apply.
The practical deadline is much shorter. Traffic-cam and business-surveillance footage routinely rolls over in 30 days. Witnesses forget. The bike itself can be damaged further or repaired. Getting counsel involved in the first week is what locks the case down.
Millions+ recovered for injured cyclists.
— A track record across South Florida courts
— Built for cyclist claims. Trusted by the courts.
Auto carriers settle hardest with firms that know Florida bicycle law, can reconstruct the crash, and file suit when offers fall short. Four reasons clients trust us with their bicycle claims.
Deep familiarity with Florida bicycle statutes, PIP applicability for cyclists, and the carrier playbook.
Scene investigators, bicycle reconstruction experts, and rapid footage subpoenas.
You don’t pay attorney’s fees unless we recover compensation for you.
A documented record of taking bicycle accident cases to verdict in South Florida courts.
Have you or a family member been hurt while riding a bicycle in South Florida?
Contact our team for immediate legal assistance. We’ll preserve the bicycle and scene evidence, identify which insurance layers apply, and pursue every carrier on the hook. You may be entitled to compensation for medical bills, lost wages, and pain and suffering.
The consultation is free. We come to the hospital, your home, or wherever works for you. Call now — before the driver’s adjuster gets to you first.
Plain-English answers to the questions cyclist clients ask most often in their first call with us. If yours isn’t here, the consultation is free.
It can. A cyclist struck by a motor vehicle may qualify for Florida PIP benefits even though the cyclist was not riding in a car. If you or a qualifying household member has applicable PIP coverage, that policy may provide medical and disability benefits even though you were riding a bicycle. Most cyclists are surprised to learn this exists.
Florida requires bicycle helmets for riders under 16. But Florida law also provides that failure to wear a bicycle helmet may not be considered evidence of negligence or contributory negligence. Adjusters may try to argue helmet non-use reduced your recovery — we know how to keep that argument out of evidence.
A hit-and-run does not end your claim. Your own uninsured-motorist coverage — and sometimes a household member’s — protects you. Rapid scene investigation (cameras, witnesses, license-plate canvas) is critical to identifying the driver or invoking UM coverage.
Many bicycle accident claims based on negligence are subject to a two-year statute of limitations, but the applicable deadline can vary depending on the claims and circumstances. The practical deadline is much shorter because scene footage and witnesses degrade fast.
Florida uses a modified comparative-fault rule under amended Fla. Stat. § 768.81. You can still recover if you were less than 51% at fault, with your award reduced by your percentage. At 51% or more, recovery is barred — which is why limiting comparative fault is central to every cyclist claim.
No. The driver’s adjuster will call within days, sound friendly, and try to lock in a recorded statement or quick settlement. Anything you say can be used to argue comparative fault or undervalue injuries. Route all communication through counsel.
It depends on injury severity, available coverage layers, comparative fault, and economic impact. We compile medical bills, future-care projections, lost wages, and non-economic damages to value the claim — not the driver’s carrier’s opening number.
Our bicycle cases are handled on a contingency fee basis. You pay nothing up-front, and we only collect a fee if we recover compensation for you. The initial consultation is free.
Speak directly with a bicycle attorney. Your consultation is free.
Many cyclist clients have claims that overlap other practice areas. We handle them all in-house, so your case never gets handed off.
Crashes involving walkers struck by motor vehicles in South Florida.
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Crashes involving passenger vehicles across South Florida.
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Defending riders against bias and aggressive insurers.
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Cases brought by surviving family after a fatal crash.
Learn moreA brief conversation is often enough to understand whether you have a claim and what it may be worth. There is no charge for that conversation, and nothing you share is ever shared outside our firm.
Call us, or tell us about your case online. There is no fee for the consultation, and no obligation to continue. Everything you share is protected by attorney-client privilege.